DrDental, Full Coverage Insurance That is Affordable in Florida
Question: Where do you find a full coverage dental insurance plan that offers coverage’s for all dental services yet still be affordable to buy. I have lots of dental work that needs to be done and I do not want to waste my money by buying a dental insurance plan that will not offer coverage’s for the services I need to have.
Answer: The term “Full Coverage” is one that should be avoided when speaking of any type of insurance product, since there is always something that may not be covered. With regards to dental insurance I am unaware of any dental insurance plan that provides coverage’s for any type of dental services. One of the larger exclusions under many dental insurance plans is that they do not cover for cosmetic services. Cosmetic services are not only teeth whitening treatment but also can be veneers and will often include dental implants as well as many other dental services we may not think of as cosmetic but fall under that category.
What you will need to do (based the dental services you need) is to find a dental insurance plan that best addresses most if not all of your dental care needs. It may not be what is not covered under the plan but what is covered and which dental insurance plan will save you the most over all.
You may want to review a dental discount plan. Dental discount plans do provide discounted saving off any type of dental service render by a plan dentist. Check to see if the reduce discount cost for all your dental services works out to be less or more then buy a well rounded insurance plan.